Degrees in business are widely sought, and it should come as no surprise, given the high salaries that often come with a business degree. In 2009, the median salary among graduates from the top 40 business schools ranged from $120,000 a year at the top to $84,000 at the bottom. It is no secret that a business degree can launch a potentially lucrative new career.Online Business Colleges Offer a Variety of DegreesYet there are many schools to choose from, and it can be hard to tell which school is the right one for you. The first thing to decide is just what kind of business degree you plan to seek from online schools for business. Degree specialties can include such focuses as:Business management
Business administration
Finance
Accounting
MarketingDegrees in all of these fields are considered business degrees, and those degrees can be sought at various online business programs. To get the most out of an online business degree, you should first decide what your expectations are by determining the program of study that best suits you.Accreditation of Online Business SchoolsThe first thing you can do when determining if an online business school is worth attending is to find out whether the school has been accredited by an appropriate agency. Accreditation agencies evaluate the merits of online schools for business and award accreditation based on whether it lives up to established standards. You should be wary of attending any school that is not accredited by at least one agency.Accrediting bodies include the Association to Advance Collegiate Schools of Business, or AACSB. Standards by which the AACSB evaluates various business schools include:A school’s mission statement and capacity to follow through with it
Economical use of available resources
Rigor of the curriculum
Research conducted at the school
Contributions to peer-reviewed journals generated by those attending or running the schoolStandards among accrediting bodies vary.Financial AidAnother consideration to make when thinking of attending an online business school is how you will pay for it – typically one of the first things an applicant thinks of.You have several options, when attending an online business school, for financial aid, including:Veteran’s benefits
Corporate sponsorships
Private scholarships
Student loansVeteran’s benefits are available to you only if you have served in the U.S. armed forces, so your eligibility for them should be clear enough.Corporate sponsorships may be offered by human resources departments at existing companies. This kind of support is typically limited to those attending online business schools who work for companies likely to have the resources to offer this support.Private scholarships are sometimes offered by the online business programs themselves, to their students, on the basis of merit. Prospective students can also apply for student loans from the federal government.
How to Search For an Online Business School
Payday Loans – A Temporary Solution
Managing you budget can be a bit tricky and quite difficult. At one point or another, you can even fall short of cash days before your next paycheck. The need for instant cash then becomes inevitable. And the quickest and easiest way to get it is with payday loan. Payday loan is a type of short term loan vehicle that allows you to borrow a small amount of money you need to survive until the next paycheck. It is a type of loan which can help you pay off unexpected bill or any financial responsibility immediately. Payday loan therefore is one solution to temporary need for emergency cash.How to apply?Unlike other types of loan vehicles, applying for payday loan is very easy. You don’t have to be backed up with a good credit history to get approved for the loan. You don’t need to present tons of documents necessary for the loan. And you don’t have to wait for days to get the money. All you have to do is to find a creditor with the most favorable terms and apply online, over the phone, or at local offices. Your loan can be approved within 24 hours or even on the same day. The requirements are simple: you need to be at least 18 years old, you should have an active and current bank account, and you should have a regular paying job. Some creditors ask that you should be employed at your present work for the last 3 months. Others may require you to have a checking account. Ether way, these requirements are just for formality sake.How payday loan works?Payday loan works simple. Once you get approved, the money you borrow will be directly deposited to your bank account, or, if you apply in person, you can get the money immediately. The terms of repayment vary. Many creditors require you to write a postdated check as your payment while some directly deduct it from your salary. The length of repayment varies as well. Creditors allow at least 2 weeks for repayment the money you borrowed but it can go for several weeks depending on the term agreement between the creditor and to borrower.Prolonging the repayment of the loan, however, is very detrimental to the borrower. Since this type of loan has high interest rate, repaying it for extended time is not cost-effective. Some payday loan companies offer interest rate as much as 50% per week. Meaning, if you borrow $200, you have to pay $300 back to the lenders after 1 week. The rate gets more complicated once you neglect to pay your creditor back in time. The interest soars and you have more financial problems than you originally have. There is one woman in Kentucky who borrowed $150 from a local lender. She promised to pay the money back plus fee. Six months later, she was still short of cash and discovered that her credit soared to more than $1000. She began receiving phone calls and threats that she will go to jail if she didn’t pay up.The point here is, although payday loan is very attractive and luring for its quick approval during the time of financial emergency, you should always know first if you really need it or not. It also doesn’t mean that even if you are expecting a paycheck in a few days, you can reluctantly apply for this type of loan just to suffice your need for money. Always remember of the price that you have to pay back once you apply for payday loan. Remember that you are on a binding contract with your creditor once your loan gets approved. And this contract can get you into trouble in the future if you were not able to abide to it.There is a saying that you cannot borrow you way out of debt. Always remember this when considering payday loan as a resort to your financial problem. Use payday loan only if you have nowhere to borrow money from. Avoid payday loan as much as possible. But if you have nowhere to go, use payday loan as a final and temporary solution– not as a first option to your immediate financial need.
Accuracy and Attention to Detail – Key Requirements for a Pharmacy Technician
Many Americans are looking for a recession proof job, which is fulfilling and rewarding. The pharmacy industry experienced a surge in growth lately. The projected growth rate of a particular kind of technician is especially promising. Pharmacy techs are indispensable in the day to day operations of the pharmacy. Many jobs are available, and a pharmacy technician can work in many different work places. Many pharmacies are open 24 hours, which can result in odd work hours for the technician.A pharmacy tech is often considered the right hand of the pharmacist. He/she has a variety of duties in the pharmacy. The particular duties of a pharmacist technician depend largely on the place of employment, experience, and seniority. Online and retail pharmacies operate in many ways similar to pharmacies located in drugstores and grocery stores. In most work environments, the technician’s duties include data entry for storing and sorting purposes, labeling bottles, filling prescriptions, as well as dispensing medications to patients/customers.Keeping an accurate count of stored medications, and maintaining the stock, are also duties of a pharmacy technician. This includes all over-the-counter medications as well. Filling out insurance claims, and contacting insurance companies are the responsibility of a technician. Questions related to prescriptions sometimes require a technician to contact the patient’s physician for verification. The preparation of IV solutions, creams, and ointments can also be done by the pharmacy technician.As an assistant to the pharmacist, clerical and administrative duties are also fulfilled by the pharmacy tech. This mainly includes answering the phone, and managing the financial operations of the pharmacy. Customer service is a big part of the daily duties of any pharmacy technician. Regardless of the size of pharmacy, dealing with customers, or patients if your workplace is a hospital or clinic, is a requirement.Filling prescriptions and dispensing medications are tasks that need attention to detail. Accuracy is important, as filling a prescription incorrectly can ultimately cause a lot of harm to a patient/customer. Adverse reactions can even cause death. Medications are often named very similar. Double-checking the medication and the dosage ensures, the patient/customer receives the right medication for his/her condition. It is also important to be aware of exchanging brand name medications with equivalent generic medications, as these may contain additional ingredients.Pharmacy techs are not allowed to advise patients/customers. For any questions regarding medications, they have to refer the patient/customer to the pharmacist. The pharmacist is the person, who has to give information about possible adverse reactions or general information about medical issues to the patient. Technicians can only refer to the pharmacist for question, even though they may know the answer.A career in this field is rewarding. Someone, who likes to deal with people, enjoys responsibility, is diligent, and has the required attention to detail, will find this occupation very fulfilling. The predicted job growth rate is higher than average. Pharmacy technicians can advance by being certified. A CPR certificate is an example for such a certification. The median salary of a pharmacy technician is around $ 25,000-30,000 annually.