Everyone craves for vacations to enjoy some quality time with their loved ones and Indians are no exception. The outbound travel sector of India saw a robust growth this year because international travel destinations are highly sought-after among Indians in 2015. Obstacles like inflation, skyrocketing ticket price and depreciation of rupee couldn’t deter the wandering spirit of Indian travelers to travel around the world. Over 60% of Indians remain unmoved by the depreciating rupee and are raring to go to travel. However, the rate of availing travel insurance to safeguard the trip is still dismal among Indian travelers.Young generations prefer to travel to international destinations once a year at least. According to a survey, 90% of these travelers make use of their own savings for overseas trips and don’t consider travel cover. Quite surprisingly, this is the mindset of young internet savvy generation as ICICI Lombard conducted the survey in the age group of 25-35 among 1049 people across six metro cities in India who had international trips in the previous year.The survey further reveals that Singapore is the most preferred travel destination among young Indian travelers; the second and third places are held by US and UK.Let’s take a look at the travel plans available and their prices for those who favor these destinations. Let’s start with Singapore.Travel insurance plans available for Singapore tripsThe following list of top 5 policy quotes in terms of lowest premium are for one 30 years old person looking for a single trip to Singapore. The trip duration is 10 days and the chosen sum insured is US$ 500000.

Universal Sompo – Premium of Rs. 942

HDFC Ergo – Premium of Rs. 1015

Reliance – Premium of Rs. 1129

TATA AIG – Premium of Rs. 1234

Religare – Premium of Rs.1666

The lowest premium is Rs. 942 for a travel insurance plan for a 10 days trip to any Asian country such as Singapore, Thailand. This means one has to pay less than Rs. 100 per day to make his trip safe and secured. Indian travelers must know that travel plans are not only inexpensive but they also provide coverage for loss of baggage, passport, hijack and even emergency treatment.Travel Insurance plans available for UK tripsThe following list of top 5 policy quotes in terms of lowest premium are for 1 person looking for a single trip to UK. The trip duration is 10 days and the chosen sum insured is US$ 500000.

Universal Sompo – Premium of Rs. 942

Bajaj Allianz – Premium of Rs.991

HDFC Ergo – Premium of Rs. 1015

Reliance – Premium of Rs. 1129

Bajaj Allianz ( Travel Elite Platinum) – Premium of Rs. 1139

Universal Sompo provides the lowest premium. The premium of travel insurance plan is also Rs. 942 for a 10 days trip To UK.Travel insurance policies for US tripsThe following list of top 7 policy quotes in terms of lowest premium are for 1 person looking for a single trip to US. The trip duration is 10 days and the chosen sum insured is US$ 500000.

Universal Sompo – Premium of Rs. 1344

HDFC Ergo – Premium of Rs. 1438

Bajaj Allianz – Premium of Rs.1441

IFFCO-TOKIO – Premium of Rs.1456

Bajaj Allianz ( Travel Elite Platinum) – Premium of Rs. 1658

TATA AIG – Premium of Rs. 1694

Reliance – Premium of Rs. 1783

The lowest premium is Rs. 1344 for a travel insurance plan for a 10 days trip to US. Just imagine, you are getting all types of risks covered just by paying less than Rs. 140 for each day of your trip.Best travel insurance plans in India in terms of baggage and medical coverage The survey also made clear that 79% people buy travel plan to cover medical emergencies. Safety of baggage is the second most vital reason as 60% people behind purchasing travel insurance policy. So let’s find out best travel insurance plans in terms of medical emergency and luggage safety.From the above list of travel policies for US, two plans by Reliance and Bajaj Allianz look best in terms of baggage cover.Reliance Travel care platinum provides US$1500 for the loss of checked baggage for a premium of Rs.1783. The Travel Elite Premium plan by Bajaj Allianz provides US$ 1000 for a premium of Rs. 1658 for the loss of checked baggage.To get the best coverage for medical emergencies, the Titanium plan by HDFC ERGO is the best. It primarily covers:

Emergency Medical Expenses

Permanent Disablement/accidental death

Hospital Cash

Loss of Personal Documents

Accidental Death

Loss of Baggage

Financial Emergency Assistance

Personal Liability

What is the cost of international travel policy for a couple? According to the survey, 52% of travelers prefer to have trips with spouses. So, if these people can avail a travel plan for visiting US or UK or Singapore, how much do they have to pay?Let’s start with US trip for 10 days for a sum insured of US$ 100000 covering 2 people who are 30 and 28 years old.Religare offers the best plan which comes at a premium of Rs. 2407.If you compare travel plans available for couples who wish to visit UK, keeping the same criteria for trip duration, sum insured and age of the traveler, Religare provides the best plan. The premium of the plan is Rs. 1537.For a trip in countries like Singapore, Thailand within Asia which has been the top travel destination of 2015, a couple has to spend even less for a travel insurance policy. If you compare travel insurance plans that cover Asia, you will get the lowest premium of Rs. 1218 from Explore Asia plan provided by Religare.The positive part of the survey is the increased awareness among Indian travelers. More than 90% of young generation is aware of the travel insurance which is a significant rise from last year’s 80%. One of the major provider of travel insurance plans in India; ICICI Lombard underwritten a total travel insurance premium of Rs 100 previous year, one can expect the premium to increase by 5-10% in this year. The problem is not with the awareness; it is the lack of understanding about the benefits associated with these travel covers.27% of the total respondents in the survey choose not to avail a travel insurance plan simply because they were under the wrong conception that such plans cover only accidents, loss of baggage and theft but don’t provide medical coverage. This is far from being the truth as the complete break-up of Titanium plan by HDFC ERGO shows extensive coverage for medical emergencies.25% surveyed people didn’t buy any travel plan because they thought such plans are costly but it is not so. The price of all plans for person mentioned here are about less than Rs. 100 to less than Rs. 140 for each day of a 10 days trip. Travel insurance policies for couples are even cheaper as they cost in the range of less than Rs. 65 per day per person to less than Rs. 125 per day per person for destinations like US, UK and all countries in Asia including popular destinations like Singapore, Thailand.Indians love to spend their holidays in international destinations. An international travel insurance plan doesn’t cost much and offers a lot in return. If you are also a travel freak, you should insure the total duration of the trip so that you can enjoy your holiday with complete peace of mind.

Search engine optimization (SEO) is a mega-hot, high-paying field right now. Just a decade ago, practically no one but techies even uttered the phrase regularly. Now, it’s a common part of internet marketing language. Job opportunities in SEO have grown significantly, which means the need for SEO training is growing by leaps and bounds.The Growth of Jobs in SEOJust how much is the job growth in this sector? A 2012 study by Shareaholic revealed that:Professionals with ‘SEO’ in their title or description on Linked-In grew by 112% in 12 months;Job listings with ‘SEO’ in it increased on job site Indeed by 1900% since 2006; andWanted Analytics reported that over 3,800 jobs were advertised online that required SEO skills in March 2012, which is a 24 percent increase compared to March 2011.So yeah, SEO is hot – and so is SEO training.What to Look for In an SEO Training CourseBefore looking for specifics, the first thing you need to know is that search engine optimization is a broad field. So you have to determine what you want an SEO course to cover.For example, if you want to learn how to write content, you’d look for an SEO copywriting course; if you wanted to learn how to do keyword research, you’d seek a class that covered this; if you wanted to learn how to optimize your site, you’d look for an SEO course that covered things like link structure and meta tags; etc.How Much Does an SEO Training Course Cost?What you’ll pay for an SEO course ranges from a few hundred dollars to a few thousand dollars. It’s really like the wild, wild west. It all depends on:Factors That Affect How Much an SEO Course Costs(i) What the course covers: As discussed above, there are many elements of search engine optimization. Some courses cover certain elements; others are more skill specific.(ii) Who’s giving the course: SEO courses are given by everyone from universities to internet marketing firms, to individual industry professionals.(iii) Online or in person: Many prefer to enroll in an SEO course online. This is because they can usually do it at their leisure. Some courses are held in person. Online SEO courses tend to be cheaper, obviously, because there’s no renting of a room, equipment, travel expenses, etc.How Long Is an SEO Course?(iv) Length of the course: Depending on what’s covered, SEO courses can last from a few hours, or span several days or a week or more.Search Engine Optimization Training: A Worthwhile Investment?Starting salaries tend to be high, which makes it a smart investment. For example, if you take an SEO copywriting course, you can expect to earn in the mid-40′s just starting out, and up to $90,000 with five or more years experience.Proof?According to a 2012 survey by Robert Half, one of the largest staffing agencies in the world, salaries range from the mid-40s ($45,000) to just over $90,000 per year. The study stated:”Web content writers with five or more years experience can expect a salary range of between $60,500 and $90,750, while those with less than five years experience should receive something in the range of $45,250 and $66,250.”So yeah, SEO training can pay off – big!

WOULD YOU CONSIDER AN ONLINE EDUCATIONAL PROGRAM? With the current challenges facing traditional colleges and universities, which includes higher tuition, budget cuts, and course shortages, many students as well as those that love learning have switched to online educational programs. With nearly three million students currently enrolled in fully online degree programs and eight million taking at least one online course as part of their degree program, online education has clearly become one of the most popular higher education alternatives.The continually improving reputation of online learning has also helped fuel its expansion, as initial skepticism has faltered in the face of evidence that shows that online learning can be just as effective as face-to-face education. I have taken several myself and the experience is quite unique as these programs are entirely convenient and flexible. They provide educational information that will build your business immediately. You will be surprised to know that some of these online courses are FREE! The emphasis however in taking free courses online is the personal knowledge obtained. The certificates received in some cases are however not from accredited educational institutes.ONLINE EDUCATIONAL PROGRAMS VERSUS TRADITIONAL EDUCATIONAL PROGRAMS All of this means that students, from working professionals to recent high school graduates, find many reasons to take all or some of their courses online. Below are some major advantages of online education:
Variety of programs and courses: From traditional four-year universities to completely online career colleges, higher education today offers a variety of options for learners. This means that no matter what students wish to study, from cooking to rocket science, they can find online education they need. They can also earn every academic degree online, all the way from a career certificate to a doctorate.
Lower total costs: Online educational programs can be a more affordable option than traditional colleges. Though not all online degrees have less expensive net tuition prices than traditional colleges, associated costs are almost always less expensive. There are no commuting costs, and there is also not any required course materials such as textbooks because every reading materials are made available for free online. In addition, many colleges and universities have begun to accept credits earned via free massive open online courses (MOOCs), the most recent advance in online education. Free online courses such as these can help students fulfill general education requirements at little to no cost.
More comfortable learning environment: These days, commercials featuring online students studying in their pajamas are becoming popular in describing one of the primary benefits of online education. There are no physical class sessions. Lectures and reading materials are electronically sent to the student, who will then read them and complete assignments. Students will not have to fight traffic, find parking spaces, leave work early to go to class, or miss important family time.
Convenience and flexibility: Online educational programs give students the opportunity to plan their study time around the rest of their day, instead of the other way around. Students can study and work when they are at their peak energy, whether that’s early morning or late at night. Course material is always accessible online and they are asynchronous, so there’s no need to schedule special trips to a library either. All of this makes online learning attractive.
Avoid commuting: During bad weather, colleges may cancel classes. Also, a traffic situation like in Lagos where I reside may pose a serious problem for those attending traditional education. Rather than be late or miss important class sessions, students in online educational programs can always “attend” by participating on discussion boards or in chat sessions, turn in their work on time, and watch lectures or read materials. Many students also find that the amount they save on fuel costs can be substantial if they don’t have to commute to a physical campus in general, no matter what the weather conditions may be.
Improve your technical skills: Even the most basic online educational programs requires the development of new computer skills, as students learn to navigate different learning management systems (LMS) and programs. The skills students learn to participate in their online courses translate to many professions, including creating and sharing documents, incorporating audio/video materials into your assignments, completing online training sessions, etc. All this form part of their learning too.
All these benefits highlighted above are clear reasons for the astronomical growth of e-learning. There are several e-learning institutes today offering certifications and degrees in modern topics. For those wondering whether it is a valid alternative, I say to you it is. For network marketers and those managing their businesses, online education becomes a better alternative as you will not have to leave your business to continue learning.

Many Americans are looking for a recession proof job, which is fulfilling and rewarding. The pharmacy industry experienced a surge in growth lately. The projected growth rate of a particular kind of technician is especially promising. Pharmacy techs are indispensable in the day to day operations of the pharmacy. Many jobs are available, and a pharmacy technician can work in many different work places. Many pharmacies are open 24 hours, which can result in odd work hours for the technician.A pharmacy tech is often considered the right hand of the pharmacist. He/she has a variety of duties in the pharmacy. The particular duties of a pharmacist technician depend largely on the place of employment, experience, and seniority. Online and retail pharmacies operate in many ways similar to pharmacies located in drugstores and grocery stores. In most work environments, the technician’s duties include data entry for storing and sorting purposes, labeling bottles, filling prescriptions, as well as dispensing medications to patients/customers.Keeping an accurate count of stored medications, and maintaining the stock, are also duties of a pharmacy technician. This includes all over-the-counter medications as well. Filling out insurance claims, and contacting insurance companies are the responsibility of a technician. Questions related to prescriptions sometimes require a technician to contact the patient’s physician for verification. The preparation of IV solutions, creams, and ointments can also be done by the pharmacy technician.As an assistant to the pharmacist, clerical and administrative duties are also fulfilled by the pharmacy tech. This mainly includes answering the phone, and managing the financial operations of the pharmacy. Customer service is a big part of the daily duties of any pharmacy technician. Regardless of the size of pharmacy, dealing with customers, or patients if your workplace is a hospital or clinic, is a requirement.Filling prescriptions and dispensing medications are tasks that need attention to detail. Accuracy is important, as filling a prescription incorrectly can ultimately cause a lot of harm to a patient/customer. Adverse reactions can even cause death. Medications are often named very similar. Double-checking the medication and the dosage ensures, the patient/customer receives the right medication for his/her condition. It is also important to be aware of exchanging brand name medications with equivalent generic medications, as these may contain additional ingredients.Pharmacy techs are not allowed to advise patients/customers. For any questions regarding medications, they have to refer the patient/customer to the pharmacist. The pharmacist is the person, who has to give information about possible adverse reactions or general information about medical issues to the patient. Technicians can only refer to the pharmacist for question, even though they may know the answer.A career in this field is rewarding. Someone, who likes to deal with people, enjoys responsibility, is diligent, and has the required attention to detail, will find this occupation very fulfilling. The predicted job growth rate is higher than average. Pharmacy technicians can advance by being certified. A CPR certificate is an example for such a certification. The median salary of a pharmacy technician is around $ 25,000-30,000 annually.

It seems like common sense that a well nourished child is a happier child. Many parents have noticed moody or cranky behavior in their young children before meal time or after school when they arrive home hungry. For an Autistic child, however, who may not be able to accurately communicate his or her needs, this hunger may go unnoticed. Or they may not want to eat and may have many food aversions. For these reasons, integrating nutrition therapy into treatment for children with autism is critical.In many cases, nutrition is not an integral part of overall therapy at diagnosis. Yet many parents who eventually seek out this information on their own, are getting nutrition information from questionable sources. Some parents may not take nutrition therapy into consideration at all.Autism is complex and involves a spectrum of challenging behaviors, so it is natural for both parents and caregivers to initially focus directly on controlling those behaviors. In many cases, the health care team includes a physician, occupational therapist, speech therapist and behavior therapist; but does not include a registered dietitian to provide nutrition therapy. What is interesting is that almost all autistic children have nutritional deficiencies, food intolerance, or gastrointestinal disorders that often are not thoroughly addressed. While studies involving the significance of the effect nutrition status has in the management of autism are preliminary, there is good reason to consider filling this gap in treatment.The goal of nutrition therapy in autism is to support the structure and function of the child’s brain and body to perform at their optimal level and to maximize the child’s brain function so that the response to other treatment is enhanced. Proper nutrition therapy should include a comprehensive nutrition assessment and also address feeding problems, any gastrointestinal problems, or need for vitamin and mineral supplementation.Imagine a child who has difficulty communicating his or her needs, feeling uncomfortable every time he eats due to unknown food sensitivities or intolerance. This sends a negative message to avoid those foods or avoid eating all together. Children with food allergies are at higher risk for nutrition-related problems and decreased growth, but children with autism are more negatively affected due to their problems with sensory integration dysfunction.Allergy symptoms may include hives, coughing, eczema, nausea, diarrhea, constipation, gastrointestinal reflux, watery eyes, nasal congestion or sneezing. To determine which foods are problematic, an “Elimination/Challenge Diet” is applied. Once problem foods are removed from the diet, the discomfort is resolved, and the child becomes more open to mealtime. A well-nourished child is a better-behaved child. In many cases, children who undergo nutrition assessment and treatment, have a formed bowel movement for the first time in his or her life. Imagine how eliminating this discomfort helps a child!Many autistic children may also have a subclinical nutrition deficiency. This is a deficiency of a particular vitamin, mineral, or essential fatty acid that is not severe enough to produce a classic deficiency symptom, but rather has more global, subtle effects that result in loss of optimal health and impairment of body processes. These subclinical deficiencies can cause irritability, poor concentration, depression, anxiety, sleep disturbances or loss of appetite. While it is best to determine which vitamin or mineral the child may be deficient in, minimally a standard multi-vitamin and mineral supplement is recommended. Look for supplements that have the USP label on them, and those that are free of colors, allergens or artificial flavors to eliminate any possible food intolerance issues. Using liquid forms that can be mixed into favorite foods (such as applesauce, yogurt, juices, or sherbet) is one strategy for children who have difficulty chewing or swallowing vitamins. Asking a pharmacist to compound a multivitamin and mineral supplement that is age appropriate is another option.In addition to the multivitamin/mineral, omego-3 fatty acids have been shown to be helpful as well. Numerous studies indicate that Omega-3 fatty acids are deficient in those who have ADHD, Dyslexia and Dyspraxia. Abnormalities in fatty acid metabolism may account for many features common in these conditions. There is some preliminary evidence that it is also deficient in children with autism. For children ages seven and older, 650 milligrams per day of an Omega-3 that provides both EPA and DHA is recommended. For children four to six years of age, 540 milligrams per day is recommended, and for children aged one to three, 390 milligrams per day is needed.Much more research is needed in the area of nutrition and autism, but clearly nutrition is a key piece of the treatment puzzle that is often missing. Speak with your health care team about a thorough nutrition assessment for your autistic child.

Find Nutrition Studies in the United States and Canada. Undergraduate nutrition studies frequently share common curriculums that are relatively comprehensive in nature. In most cases, nutrition studies involve broad and diverse subject matter including coursework in biology, essential nutrients, human growth and development, as well as other fundamental education.Additional nutrition studies branch out into several disciplines entailing mineral nutrition, exercise, and nutrition with regards to disease; lipids, metabolic and environmental health, and more. Ordinarily, nutrition studies cover coursework in dietetics, nutritional counseling, food and nutrition services management, sport nutrition, fitness and wellness.Laying the foundation with undergraduate nutrition studies helps students to further academic paths as they apply to graduate programs where they can earn a Master’s or Ph.D. degree in nutritional science, clinical nutrition, fitness and personal training, and wellness counseling, among others. That goes without saying that a number of nutrition studies can result in an Associates or Bachelor’s degree, as well as certification.Serving as part of the medical healthcare community, nutritionists may also opt to participate in holistic nutrition studies where they will gain an edge in integrative health and wellness. For example, holistic nutrition studies expand the professional dimensions of nutritionists who learn about TCM (traditional Chinese medicine), herbology, aromatherapy, and other complementary health services.Overall, it is never too late to achieve your healthcare training goals; and predicted to be one of the fastest growing occupations*, dieticians and nutritionists can anticipate rewarding outlooks – both personally and professionally.If you (or someone you know) are interested in finding nutrition studies, let professional training within fast-growing industries like massage therapy, cosmetology, acupuncture, oriental medicine, Reiki, and others get you started! Explore career school programs near you.Employment source: Bls.gov (US Bureau of Labor Statistics)Nutrition Studies: Common Curriculums© Copyright 2007The CollegeBound NetworkAll Rights ReservedNOTICE: Article(s) may be republished free of charge to relevant websites, as long as Copyright and Author Resource Box are included; and ALL Hyperlinks REMAIN intact and active.

If you would of told me that I would be managing a farmers market a year ago I would of thought you were crazy. The opportunity arose quite suddenly to be the manager of our local farmers market. I am no expert on how to run a farmers market, but the following are important concepts to consider when you are thinking of starting a farmers market for your community or taking over one as a manager.Before you even begin to formulate your location, vendors, layout, marketing strategies you need to have a board of directors. This board will be the governing entity of your market. You will need people who are experienced in urban planning, business, the agricultural scene, and active with your community. It is also a good idea to talk to other farmers markets; how did they start their market? What advice do they have? Would they be willing to help you? Once you have your board members selected, you need to come up with a mission for your market. What do you stand for? What do you want your community to gain by your presence?You can’t have a farmers market without vendors. The type of vendor for your market really depends on your location. Here in Asheville, artisan vendors don’t do great. Produce vendors those are the vendors you want. You need to make sure that they are not all selling the same crops. Variety is key. At our market we have five produce vendors. They all have different items for sale. With the new craze of food trucks, it would be a great idea to recruit one or many for your market. My market is a smaller farmers market and I found that it’s best to try to reach out to food trucks that are just starting out. The ones that have been around for a longer period of time may consider your market – if it’s on the small scale or just starting up – a waste of their time because they may not make what they would consider to be a good profit for their time.Marketing is a deal. Based off data the best way to market is using social media; Facebook, Twitter, Instagram,etc. These are valuable assets to any business. You can also use Google Business to let people know about your market. Social media posts are free, which is great when you are just starting out. Once you get your market sustainable cash flow, you can look into boosting posts on Facebook and Twitter. Both Facebook and Twitter offer you to set your advertising budget which allows for less stress; once your budget has been spent the advertising stops until you reset it. Another great idea is to partner up with local businesses that are willing to promote your market using their social media. From my experience going and talking to local restaurants, breweries, kitchen supply stores that do food demos are all great prospects.Location! Location! Location! This is very important to farmers markets. Last year my market was behind a church in their parking lot. There was no road visibility. We lacked new customers due to no visibility. During the off season we worked diligently to find a new location that was more visible, had walk ability, as well as good parking. We are now partnering with a local business to use their parking lot which has road visibility, parking as well as walk ability for our neighborhood. This move was a win-win for everyone involved. Our customers are now their customers, and their customers are now our customers.If you want to start your own farmers market here are some resources to consider reviewing before starting the process. There is a course you can take through the Farmers Market Federation of NY, Cornell University Cooperative Extension of Broome County and SUNY Cobleskill and funded by NYS’s Fresh Connect Program. This program costs $200, after taking the certification course you will be a certified Farmers Market Manager. It is an online course. I plan on taking it in the near future. Another great resource is ASAP. They have a section dedicated to how to become a farmers market manager with Powerpoint slides, PDF’s on farmers market rules and regulations. The best part is that this is a free resource.Resources:http://www.nyfarmersmarket.com/fmm-pro-suny-farmers-market-managers-certification-programhttp://www.asapconnections.org