Many Americans are looking for a recession proof job, which is fulfilling and rewarding. The pharmacy industry experienced a surge in growth lately. The projected growth rate of a particular kind of technician is especially promising. Pharmacy techs are indispensable in the day to day operations of the pharmacy. Many jobs are available, and a pharmacy technician can work in many different work places. Many pharmacies are open 24 hours, which can result in odd work hours for the technician.A pharmacy tech is often considered the right hand of the pharmacist. He/she has a variety of duties in the pharmacy. The particular duties of a pharmacist technician depend largely on the place of employment, experience, and seniority. Online and retail pharmacies operate in many ways similar to pharmacies located in drugstores and grocery stores. In most work environments, the technician’s duties include data entry for storing and sorting purposes, labeling bottles, filling prescriptions, as well as dispensing medications to patients/customers.Keeping an accurate count of stored medications, and maintaining the stock, are also duties of a pharmacy technician. This includes all over-the-counter medications as well. Filling out insurance claims, and contacting insurance companies are the responsibility of a technician. Questions related to prescriptions sometimes require a technician to contact the patient’s physician for verification. The preparation of IV solutions, creams, and ointments can also be done by the pharmacy technician.As an assistant to the pharmacist, clerical and administrative duties are also fulfilled by the pharmacy tech. This mainly includes answering the phone, and managing the financial operations of the pharmacy. Customer service is a big part of the daily duties of any pharmacy technician. Regardless of the size of pharmacy, dealing with customers, or patients if your workplace is a hospital or clinic, is a requirement.Filling prescriptions and dispensing medications are tasks that need attention to detail. Accuracy is important, as filling a prescription incorrectly can ultimately cause a lot of harm to a patient/customer. Adverse reactions can even cause death. Medications are often named very similar. Double-checking the medication and the dosage ensures, the patient/customer receives the right medication for his/her condition. It is also important to be aware of exchanging brand name medications with equivalent generic medications, as these may contain additional ingredients.Pharmacy techs are not allowed to advise patients/customers. For any questions regarding medications, they have to refer the patient/customer to the pharmacist. The pharmacist is the person, who has to give information about possible adverse reactions or general information about medical issues to the patient. Technicians can only refer to the pharmacist for question, even though they may know the answer.A career in this field is rewarding. Someone, who likes to deal with people, enjoys responsibility, is diligent, and has the required attention to detail, will find this occupation very fulfilling. The predicted job growth rate is higher than average. Pharmacy technicians can advance by being certified. A CPR certificate is an example for such a certification. The median salary of a pharmacy technician is around $ 25,000-30,000 annually.
SEO Training Course: Details on What to Look for, How Much It Costs, How Long It Lasts and More
Search engine optimization (SEO) is a mega-hot, high-paying field right now. Just a decade ago, practically no one but techies even uttered the phrase regularly. Now, it’s a common part of internet marketing language. Job opportunities in SEO have grown significantly, which means the need for SEO training is growing by leaps and bounds.The Growth of Jobs in SEOJust how much is the job growth in this sector? A 2012 study by Shareaholic revealed that:Professionals with ‘SEO’ in their title or description on Linked-In grew by 112% in 12 months;Job listings with ‘SEO’ in it increased on job site Indeed by 1900% since 2006; andWanted Analytics reported that over 3,800 jobs were advertised online that required SEO skills in March 2012, which is a 24 percent increase compared to March 2011.So yeah, SEO is hot – and so is SEO training.What to Look for In an SEO Training CourseBefore looking for specifics, the first thing you need to know is that search engine optimization is a broad field. So you have to determine what you want an SEO course to cover.For example, if you want to learn how to write content, you’d look for an SEO copywriting course; if you wanted to learn how to do keyword research, you’d seek a class that covered this; if you wanted to learn how to optimize your site, you’d look for an SEO course that covered things like link structure and meta tags; etc.How Much Does an SEO Training Course Cost?What you’ll pay for an SEO course ranges from a few hundred dollars to a few thousand dollars. It’s really like the wild, wild west. It all depends on:Factors That Affect How Much an SEO Course Costs(i) What the course covers: As discussed above, there are many elements of search engine optimization. Some courses cover certain elements; others are more skill specific.(ii) Who’s giving the course: SEO courses are given by everyone from universities to internet marketing firms, to individual industry professionals.(iii) Online or in person: Many prefer to enroll in an SEO course online. This is because they can usually do it at their leisure. Some courses are held in person. Online SEO courses tend to be cheaper, obviously, because there’s no renting of a room, equipment, travel expenses, etc.How Long Is an SEO Course?(iv) Length of the course: Depending on what’s covered, SEO courses can last from a few hours, or span several days or a week or more.Search Engine Optimization Training: A Worthwhile Investment?Starting salaries tend to be high, which makes it a smart investment. For example, if you take an SEO copywriting course, you can expect to earn in the mid-40′s just starting out, and up to $90,000 with five or more years experience.Proof?According to a 2012 survey by Robert Half, one of the largest staffing agencies in the world, salaries range from the mid-40s ($45,000) to just over $90,000 per year. The study stated:”Web content writers with five or more years experience can expect a salary range of between $60,500 and $90,750, while those with less than five years experience should receive something in the range of $45,250 and $66,250.”So yeah, SEO training can pay off – big!
Business Loans In Canada: Financing Solutions Via Alternative Finance & Traditional Funding
Business loans and finance for a business just may have gotten good again? The pursuit of credit and funding of cash flow solutions for your business often seems like an eternal challenge, even in the best of times, let alone any industry or economic crisis. Let’s dig in.
Since the 2008 financial crisis there’s been a lot of change in finance options from lenders for corporate loans. Canadian business owners and financial managers have excess from everything from peer-to-peer company loans, varied alternative finance solutions, as well of course as the traditional financing offered by Canadian chartered banks.
Those online business loans referenced above are popular and arose out of the merchant cash advance programs in the United States. Loans are based on a percentage of your annual sales, typically in the 15-20% range. The loans are certainly expensive but are viewed as easy to obtain by many small businesses, including retailers who sell on a cash or credit card basis.
Depending on your firm’s circumstances and your ability to truly understand the different choices available to firms searching for SME COMMERCIAL FINANCE options. Those small to medium sized companies ( the definition of ‘ small business ‘ certainly varies as to what is small – often defined as businesses with less than 500 employees! )
How then do we create our road map for external financing techniques and solutions? A simpler way to look at it is to categorize these different financing options under:
Debt / Loans
Asset Based Financing
Alternative Hybrid type solutions
Many top experts maintain that the alternative financing solutions currently available to your firm, in fact are on par with Canadian chartered bank financing when it comes to a full spectrum of funding. The alternative lender is typically a private commercial finance company with a niche in one of the various asset finance areas
If there is one significant trend that’s ‘ sticking ‘it’s Asset Based Finance. The ability of firms to obtain funding via assets such as accounts receivable, inventory and fixed assets with no major emphasis on balance sheet structure and profits and cash flow ( those three elements drive bank financing approval in no small measure ) is the key to success in ABL ( Asset Based Lending ).
Factoring, aka ‘ Receivable Finance ‘ is the other huge driver in trade finance in Canada. In some cases, it’s the only way for firms to be able to sell and finance clients in other geographies/countries.
The rise of ‘ online finance ‘ also can’t be diminished. Whether it’s accessing ‘ crowdfunding’ or sourcing working capital term loans, the technological pace continues at what seems a feverish pace. One only has to read a business daily such as the Globe & Mail or Financial Post to understand the challenge of small business accessing business capital.
Business owners/financial mgrs often find their company at a ‘ turning point ‘ in their history – that time when financing is needed or opportunities and risks can’t be taken. While putting or getting new equity in the business is often impossible, the reality is that the majority of businesses with SME commercial finance needs aren’t, shall we say, ‘ suited’ to this type of funding and capital raising. Business loan interest rates vary with non-traditional financing but offer more flexibility and ease of access to capital.
We’re also the first to remind clients that they should not forget govt solutions in business capital. Two of the best programs are the GovernmentSmall Business Loan Canada (maximum availability = $ 1,000,000.00) as well as the SR&ED program which allows business owners to recapture R&D capital costs. Sred credits can also be financed once they are filed.
Those latter two finance alternatives are often very well suited to business start up loans. We should not forget that asset finance, often called ‘ ABL ‘ by those Bay Street guys, can even be used as a loan to buy a business.
If you’re looking to get the right balance of liquidity and risk coupled with the flexibility to grow your business seek out and speak to a trusted, credible and experienced Canadian business financing advisor with a track record of business finance success who can assist you with your funding needs.